Gen Z is not so difficult to deal with; they are different in the way they work and communicate, explains Shruti Swaroop, founder of Embrace Consulting and co-founder of International Inclusion Alliance.
Go make a beautiful home but spend smartly and wisely!
Self-employed individuals often face hurdles in buying term insurance due to financial documentation that doesn't fully reflect their earnings. This complicates underwriting.
'LAP is suited for borrowers with a steady income, sound repayment discipline, and a clear repayment plan.'
If your children live abroad, rely more on financial assets as they are easier to liquidate and move across borders.
If nominees pass away, distribution is governed by succession laws of insured's religion.
Errors in filing income-tax returns frequently lead to scrutiny notices, additional liabilities, or delayed refunds.
Targets should avoid panicking and hang up. 'Disconnecting stops the scammers from building psychological pressure.'
Saurav Ghosh's step-by-step guide will help you understand what bonds are, how they help investors make money, how much money they make and which bonds to invest in.
It is important to celebrate when your first paycheck arrives, but is equally important to ensure that you take the time to learn some very important personal finance lessons, so that you can put your salary to work for you and grow a savings corpus.
'While investors believe in India's long-term growth story and resilience amid global uncertainty, they see near-term risks around the direction of a global trade war.'
Only experienced investors with a high risk appetite, a grasp of market cycles, and comfort with volatility and timing risk should invest.
'The universe of PSU stocks is huge and diverse.' 'Investors should bet on specific sectors and stocks from the basket as most of them may continue to consolidate after years of outperformance.'
'Opt for a minimum cover of Rs 10 lakh to Rs 15 lakh, especially in urban and metro areas.'
People in full-time jobs should especially avoid intraday trading as it results in loss of focus and affects performance.
Until now, salaried individuals having income under the head LTCG were required to file Form ITR-2.
A higher TER means a larger portion of the return goes to the AMC, leaving less for the investor, unless compensated by higher returns.
Even if you have a comprehensive motor insurance policy, it may not provide sufficient protection against monsoon-related risks.
Some individuals opt for the new regime without a comparative analysis of the tax liability under the two regimes.
AI isn't a magic wand. It works best when combined with good systems, informed investors, and skilled advisors, says Amit Suri.
MMFs invest in fixed-income instruments maturing in less than one year, minimising interest-rate risk.
'There is a clear relationship between the Char Dham road widening and these landslides.' 'The situation has further worsened with the massive influx of tourists whose number are running into several lakhs per month.' 'No parameters have been laid down to control tourist inflow and the result is that the Char Dham yatra has seen a sharp escalation in accidents and loss of lives.'
Deductions missed in Form 16 can still be claimed while filing ITR.
The return filed could be treated as defective, invalid, or even be considered as not filed at all.
It is advisable to file your ITR right away and not rely on potential extensions.
A mother and daughter in Punjab are accused of defrauding men by promising marriage and emigration to Canada. The mother allegedly used her daughter's photos and videos to lure victims, collecting large sums of money with false promises of a wedding and relocation.
'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'
With the RBI infusing Rs 7.5 lakh crore in liquidity -- and possibly more in the future -- the short- to medium-term corporate bond market is expected to benefit.
'Always ensure that lease terms are clearly written in the agreement, including rent escalation clauses and notice periods.'
Some products offer terrorism cover as part of the base offering, while in others it is an optional cover.
'There's been interest from multiple states, and exploratory conversations are ongoing.'
Taking possession without an OC can lead to legal complications, denial of utilities such as water and electricity, hurdles in availing home loans or reselling the property, and even eviction.
Since June 2023, Gohil, a resident of Lakhpat taluka of Kutch, had shared photos and videos of various BSF and naval facilities in Kutch district via WhatsApp with the Pakistani spy for money, said Superintendent of Police (ATS) Siddharth Korukonda.
Registering the agreement for sale remains the most reliable way for a homebuyer to secure their legal and financial interests.
As auto major Mahindra & Mahindra (M&M) became the number two player in the retail passenger vehicle segment for the first time in February, powered by its new launches, the company is setting its sights on technology upgrades.
Besides wrong selection of ITR form, many professionals claim deductions they are ineligible for.
For investors who missed the initial IPO frenzy, the market correction is an opportunity to selectively invest in promising names, but patience and careful evaluation remain the key.
Review your family emergency fund and replenish it if needed. Revisit financial goals to see if there is any change in timeline or the corpus required.
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